Hickam FCU Card Control 5.70.2

This application offers robust features designed to enhance the security and management of debit and credit card transactions. Users are prompted to customize their alert preferences and usage settings after downloading the app, allowing for streamlined monitoring of card activity.

Transaction Alerts for Enhanced Security

The app allows users to set up alerts for both PIN and signature transactions, ensuring that they remain informed about their card usage. This feature aids in the prompt detection of unauthorized or fraudulent activities. Real-time alerts are generated immediately following a transaction or if a transaction attempt is declined, providing users with timely notifications.

Location-Based Controls

One of the standout features is the My Location control, which restricts transactions to specific merchants within a user-defined range based on GPS coordinates. Additionally, the My Region option expands control capabilities using parameters such as city, state, country, or zip code on an interactive map. Transactions initiated by merchants outside of the specified location or region can be declined, adding an extra layer of security.

Usage Management Features

The application enables users to establish spending limits to prevent transactions that exceed pre-defined thresholds. Furthermore, users can monitor spending across various merchant categories, including gas stations, department stores, restaurants, entertainment, travel, and groceries. Specific transaction types—such as in-store purchases, e-commerce transactions, mail/phone orders, and ATM activities—can also be tracked.

Card Control Functionality

A distinctive feature of the app is the card on/off toggle. When activated, card transactions are permitted according to the established settings. Conversely, disabling the card prevents any purchase or withdrawal, which can be particularly beneficial in scenarios involving lost or stolen cards or heightened security needs following a data breach.

Additional Functionalities

• Performing real-time balance inquiries
• Locating nearby ATMs

Key Advantages

• Comprehensive alerts available for all cardholders to monitor transactions and enhance account security.
• Empowers users to actively manage finances and exert control over card usage.
• Facilitates parental controls for monitoring children's spending habits.
• Aids businesses in ensuring compliance with spending policies.